UK's leading mobile towbar fitting company with nationwide coverage
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Do I need to inform my insurance company if I get a towbar fitted?

Protecting your car against accidents is important all year round, but especially so in the winter months, when icy roads and cold brakes can increase the risk of an accident. If you have a towbar fitted, not informing your insurance company of this addition could cause your policy to be invalidated.

Check out our FAQs on vehicle insurance when you have a towbar here to ensure you’re covered at all times.

Do I need to let my insurance company know if I have a towbar fitted?

Yes. A towbar counts as a modification to your vehicle in that it will differ from the manufacturer’s factory specification once fitted. Any modifications to your vehicle can affect your insurance policy, which means you will need to inform your company if you are planning on having a towbar so they can adjust your policy details accordingly.

Why do I need to inform my insurance company about my towbar?

Car modifications can affect how your insurance premium is assessed in terms of risk of accident, and any risk of theft. Having a towbar fitted means you can tow other vehicles, caravans, and even boats, which could increase the risk of accident on your policy. For this reason you need to inform your insurance company to ensure you are assessed correctly with the level of risk your vehicle presents.

Will the towbar increase the price of my insurance policy?

This will vary depending on who you are insured with. The towbar shouldn’t increase your insurance, although you may be charged an amendment or service fee if adding it to your existing vehicle.

Other insurance companies may decide to raise your policy premium as a result of you having a towbar fitted – it may be worth looking for alternative quotes in this circumstance.

Will I be covered for damage to my towbar?

Again, this may vary depending on your insurance company. If you add your towbar to the policy, it may be covered for any damages that occur, but it is best to clarify this first.

At Towbar2U, we pride ourselves on supply and installing only the highest quality towbars for our customers, ensuring a safe and secure fit for when you’re on the road.

We can supply a range of towbar types to suit all vehicles, and offer a mobile fitting service for your convenience. Simply give us a call on 0800 998 1969 to find out more and we’ll be happy to help you find the right towbar for your needs. To find your local fitter use our handy postcode finder.

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What our customers say about us

Our Reviews


Google review

Amazingly efficient and more importantly personable service from both the administrator, Rebekah, who booked my fitting (and was both knowledgeable and charming), and also the fitter, Neal, who did the job rapidly and tidily in the car park while I was seeing patients, and was happy to wait until I was free to come out and review his work. The whole process, including booking, fitting, and workmanship, was exemplary. This company deserves a 6th star.

Chinedu Nwokoro
Google review

Found towbar2u on Google when I searched for towbar fitting in County Durham enquired via email to get a quick response from Rebekah with all the quotes and details I needed I then rang and booked the appointment with Rebekah was booked and done within the week great service Simon came out and fitted the towbar would highly reccomend this company

Kurt Stoves
Google review

Arrived when arranged. Did a great job. Cost was reasonable. Good warranty on towbar. Would use again.

howard hughes
Google review

3rd time I’ve used these guys. Excellent service, friendly and efficient. Highly recommend. Smooth fitting right from booking to installation. Excellent.

Lucy Clark
Google review

Good service, good price and neatly installed!

John Thacker
Google review

Absolutely brilliant service, Josh was really thorough and has made an amazing job on our car. In addition to his work, he's a lovely chap, very professional but also really friendly. I'd definitely recommend Towbar2U

Shani Fairbrother
Google review

This is my first try out at towing a caravan. The fitter was excellent, and he gave me some good advice, tips, I am very pleased with the towbar so far, very good.

Ronald Long
Google review

Absolutely fantastic service from start to finish. I booked over the phone and paid in advance. I did have to change the fitting date which was handled professionally. Everything was done within an afternoon. The towbar is a removable one which is easy to fit and remove by following the instructions. Very highly recommended

Nikki Burrows
Google review

Really happy with this company, the price was really competitive and the product was really good. The technician was a very nice and explained everything to me very well. He went the extra mile to make sure I was happy with the tow bar. Very professional and very thorough. Excellent 👍

Nick Adams
Google review

Great job at a great price. They helped me understand which towbar I needed, and answered my many many questions!! Would definitely recommend

Teo Cano Miserachs
Google review

Excellent, lovely people to deal with, did a great job.

Sting Ray
Google review

Brilliant service

Hannah Herron
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